Privacy Policy & Affiliate Disclosure
Last updated: March 2, 2026
Ownership
This website is owned and operated by SPUNK LLC, a limited liability company registered in Illinois, USA (2026). All sites in the SpunkArt network are wholly owned by SPUNK LLC. Contact: @SpunkArt13
Privacy Policy
13.Money ("we," "us," or "our") operates the website https://13.money. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our website.
By using 13.Money, you agree to the collection and use of information in accordance with this policy. We are committed to protecting your privacy and being transparent about our data practices.
Information We Collect
Automatically Collected Information
When you visit 13.Money, we may automatically collect certain information, including:
- Usage Data: Pages visited, time spent on pages, click patterns, and navigation paths
- Device Information: Browser type, operating system, screen resolution, and device type
- Network Information: IP address, approximate geographic location (country/region level), and referring URL
- Performance Data: Page load times and interaction metrics
Information You Provide
We do not require account creation or collect personal information such as names, email addresses, or payment details directly through 13.Money. If you contact us, we may retain the information you provide for the purpose of responding to your inquiry.
How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve 13.Money
- Understand how visitors use our website to improve content and user experience
- Monitor and analyze trends, usage, and activities
- Detect, prevent, and address technical issues
Cookies & Tracking Technologies
13.Money uses cookies and similar tracking technologies to analyze website traffic and understand how visitors interact with our site. Cookies are small data files stored on your device.
Types of Cookies We Use
- Analytics Cookies: We use Google Analytics (GA4) to collect anonymous usage statistics. These cookies help us understand visitor behavior, popular content, and traffic sources.
- Performance Cookies: Microsoft Clarity is used to record anonymized session replays and heatmaps, helping us improve site usability and layout.
- Functional Cookies: Essential cookies that enable basic site functionality and remember your preferences (such as theme settings).
- Third-Party Cookies: Our affiliate partners and embedded widgets may set their own cookies. We do not control these third-party cookies.
Managing Cookies
You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. Please note that disabling cookies may affect your experience on 13.Money. You can also opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Third-Party Services
13.Money integrates with the following third-party services:
- Google Analytics (GA4): Web analytics service provided by Google LLC. Google may use the data collected to contextualize and personalize ads in its own advertising network. Google Privacy Policy
- Microsoft Clarity: User behavior analytics tool provided by Microsoft Corporation. Clarity captures anonymized session data including clicks, scrolls, and page interactions. Microsoft Privacy Statement
- Affiliate Networks: We partner with various financial services, cryptocurrency exchanges, trading platforms, and investment companies. When you click affiliate links, these partners may collect information about your visit. See the Affiliate Disclosure section below for details.
- API Providers: We use third-party APIs to display real-time cryptocurrency, stock, and commodity prices. These providers may collect usage data through their services.
Data Sharing
We do not sell your personal information. We may share anonymized, aggregated data with third parties for analytics purposes. Information may be disclosed if required by law or to protect our rights and safety.
Data Retention
Analytics data is retained in accordance with the default retention policies of our third-party analytics providers (Google Analytics: 14 months; Microsoft Clarity: 30 days). We do not independently store personal data beyond what is collected by these services.
Children's Privacy
13.Money is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to remove that information.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal data we hold about you
- Request correction or deletion of your personal data
- Object to or restrict processing of your data
- Data portability
- Withdraw consent at any time
To exercise any of these rights, please contact us using the information provided below.
Affiliate Disclosure
13.Money participates in affiliate marketing programs, which means we may receive commissions on purchases or sign-ups made through links on our website. This is how we fund the operation of 13.Money and keep our content free for all visitors.
How Affiliate Links Work
Throughout 13.Money, you will find links to third-party products and services, including but not limited to:
- Cryptocurrency exchanges and trading platforms
- Stock trading and investment apps
- Gold and precious metals dealers
- IRA and retirement account providers
- Financial tools and services
Some of these links are affiliate links, meaning that if you click through and complete a qualifying action (such as creating an account, making a purchase, or funding a deposit), we earn a commission from the partner company. This commission comes from the partner at no extra cost to you -- your price is the same whether you use our affiliate link or go directly to the provider.
Our Commitment to Honesty
Editorial integrity matters to us. While affiliate partnerships help fund 13.Money, they do not influence our editorial content, rankings, or recommendations. We strive to provide accurate, up-to-date financial information regardless of affiliate relationships. Our goal is to help you make informed financial decisions.
We only recommend products and services we believe provide genuine value. However, please be aware that:
- We cannot guarantee the accuracy of third-party information or pricing
- Financial products carry inherent risks -- always do your own research
- Past performance does not guarantee future results
- Cryptocurrency and investment products are volatile and may result in loss
- We are not licensed financial advisors -- our content is for informational purposes only
Identifying Affiliate Links
Affiliate links on 13.Money may be identified by tracking parameters in the URL or by disclosure notices near the link. We aim to clearly disclose affiliate relationships where applicable. If you are ever unsure whether a link is an affiliate link, feel free to contact us.
Contact Us
If you have any questions about this Privacy Policy, our affiliate relationships, or your data, you can reach us at:
- Website: https://13.money
- X (Twitter): @SpunkArt13
Changes to This Policy
We may update this Privacy Policy and Affiliate Disclosure from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this page periodically for the latest information on our privacy practices and affiliate relationships.